Terms & Conditions

1. Acceptance of Terms

By accessing or using the website foreclosurerecoveryagent.com and engaging with Foreclosure Recovery Agent ("the Firm," "we," "us," or "our") services, you ("the Client," "you," or "your") agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our services or website.

These terms apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and contributors of content. By using our services, you represent that you have the legal capacity to enter into a binding agreement.

2. Description of Services

Foreclosure Recovery Agent provides professional assistance to former property owners in identifying and recovering excess funds (also known as surplus funds or surplus proceeds) from tax sales and mortgage foreclosures, in accordance with applicable state laws governing surplus proceeds claims.

Our services include, but are not limited to:

• Researching county records to identify surplus funds associated with a client's former property
• Evaluating the validity and value of potential surplus funds claims
• Preparing and filing legal petitions and claims with the appropriate state courts or county authorities
• Representing clients in proceedings to recover surplus funds
• Communicating with county officials, courts, and other relevant parties on behalf of the client

We do not guarantee the outcome of any claim. Recovery of surplus funds depends on many factors, including applicable law, the specific facts of your case, court decisions, and competing claims.

3. No Upfront Fees & Contingency Arrangement

No Upfront Costs

Foreclosure Recovery Agent does not charge any upfront fees, retainers, or costs to begin working on your case. You owe us nothing unless and until we successfully recover surplus funds on your behalf.

Contingency Fee Structure

Our compensation is based on a contingency fee arrangement. If we successfully recover surplus funds for you, our fee will be a percentage of the funds recovered. The specific percentage and any applicable minimum fees will be communicated to you in a separate written Fee Agreement, which will be provided before any work commences.

Third-Party Costs

In some cases, third-party costs may be incurred (e.g., court filing fees, recording fees, or other out-of-pocket expenses). Any such costs will be discussed with you in advance and, where applicable, will be deducted from the recovered funds or handled per the Fee Agreement.

4. Eligibility Requirements

To engage our services, you must:

• Be a former property owner, or a legal heir or assignee of a former property owner
• Have had a property foreclosed or sold at a tax sale or mortgage foreclosure auction
• Believe that surplus funds may be associated with the foreclosure or tax sale of your property
• Provide accurate and complete information about your property and circumstances
• Have the legal right to claim the surplus funds (or be the authorized representative of someone who does)

We reserve the right to decline to provide services if, in our sole judgment, the potential claim is without merit, we are unable to verify the client's identity or authority, or for any other lawful reason.

5. Client Responsibilities

By engaging our services, you agree to:

• Provide accurate, truthful, and complete information about your property, foreclosure or tax sale, and any other relevant facts
• Promptly respond to our requests for additional information or documentation
• Notify us immediately of any changes to your contact information
• Not make any representations or take any legal action regarding the surplus funds claim without our prior written consent
• Cooperate fully with any legal or administrative proceedings related to your claim

You understand and agree that your failure to provide accurate information may affect the success of your claim and may result in termination of our services.

6. Intellectual Property

All content on the website foreclosurerecoveryagent.com, including but not limited to text, graphics, logos, images, and software, is the property of Foreclosure Recovery Agent and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this site without our prior written consent.

Any documents, filings, or materials we prepare for you in connection with your claim are for your use in connection with that claim only. You may not share, resell, or sublicense these materials without our written consent.

7. Confidentiality

Foreclosure Recovery Agent respects your privacy. Information you provide to us in connection with our services is treated as confidential and is used solely for the purpose of evaluating and pursuing your surplus funds claim. We do not sell, rent, or share your personal information with third parties for marketing purposes.

We may share your information with third parties only as necessary to pursue your claim — for example, with county authorities, courts, or other parties involved in the legal process — and only in accordance with our Privacy Policy.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Foreclosure Recovery Agent shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of revenue, loss of data, or loss of business opportunity, arising out of or related to your use of our services or website.

In no event shall our total liability to you for all claims arising out of or related to our services exceed the amount of fees actually paid by you to us under the applicable Fee Agreement (which in most cases will be zero, given our contingency arrangement).

We make no warranties, express or implied, regarding our services or website. Our services are provided "as is" without warranty of any kind, either express or implied, including but not limited to implied warranties of merchantability or fitness for a particular purpose.

9. Indemnification

You agree to indemnify, defend, and hold harmless Foreclosure Recovery Agent, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

• Your breach of these Terms & Conditions
• Your use of our services or website
• Any false or misleading information you provide to us
• Any claim by a third party that you do not have the legal right to pursue the surplus funds claim

10. Governing Law & Dispute Resolution

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law provisions.

Any dispute arising out of or relating to these Terms & Conditions, or your engagement of our services, shall first be attempted to be resolved through good-faith negotiation between the parties. If the dispute cannot be resolved through negotiation within 30 days, either party may pursue the dispute through the courts of the State of Georgia.

You consent to the exclusive jurisdiction of the state and federal courts located in the State of Georgia for any action arising out of or relating to these Terms & Conditions or our services.

11. Termination

Either party may terminate the engagement at any time upon written notice to the other party. In the event of termination by either party, any fees or costs owed to Foreclosure Recovery Agent will be governed by the terms of the applicable Fee Agreement.

If you terminate our services after we have filed legal documents on your behalf, you may be responsible for any third-party costs already incurred, and we reserve the right to seek reimbursement for work performed up to the point of termination.

12. Amendments to These Terms

Foreclosure Recovery Agent reserves the right to modify these Terms & Conditions at any time. Any changes will be effective immediately upon posting to foreclosurerecoveryagent.com. Your continued use of our services or website after any such change constitutes your acceptance of the modified terms. We encourage you to review these terms periodically.

13. Contact Information

If you have any questions about these Terms & Conditions, please contact us:

Foreclosure Recovery Agent
1445 Woodmont Ln NW #2929, Atlanta, GA 30318
Email: support@foreclosurerecoveryagent.com
Phone: (877) 899-5639
Website: https://www.foreclosurerecoveryagent.com